Attention homeowners in Lake Worth and Palm Beach County: Get an Appraisal today!
See the top reasons Florida homeowners need First Choice Appraisal Services, Inc.:
We at First Choice Appraisal Services, Inc. understand the unique needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at First Choice Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other houses nearby. This only means you are paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from First Choice Appraisal Services, Inc. is your chief weapon.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. First Choice Appraisal Services, Inc. is seasoned in helping consumers just like you dismiss unnecessary PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be troublesome from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from First Choice Appraisal Services, Inc. can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for accuracy or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. Even though most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.